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URN etd-0708114-175802 Statistics This thesis had been viewed 1444 times. Download 570 times. Author Yu-Hsuan Hung Author's Email Address No Public. Department Information Management Year 2013 Semester 2 Degree Master Type of Document Master's Thesis Language zh-TW.Big5 Chinese Page Count 98 Title The Verification Protocol of Mobile Transactions Based on Signature Recognition Keyword NFC Mobile Payment Signature Verification Signature Verification Mobile Payment NFC Abstract Because of the rapid development of wireless communications technology, mobile devices nowadays can integrate different financial tools that allow a fast and convenient transaction. However, with the rapidly changing trading environment, the existing credit card transaction protocols may not effectively protect against criminal behaviors such as forgeries.
This research proposes a new method combining signature verification and near field communications into existing processes. We discuss transaction tools, transaction protocol and authentication protocol based on the principle of “identity verification prior to card authentication”.
We also establish a fair third-party platform, Signature Verification Management Center, to manage businesses related to signature verification. A signature management system, a signature verification system and a signature database are designed in the proposed center. Various system components are established in which signature activities in the process are performed, and the agreement between center and other parties and the data transmission format are defined.
System simulation shows that signature verification can improve transaction safety and reduce the vulnerability on mobile payment where the responsibility of verification is switched from merchants to the bank. In addition, the study suggests a standardized process of signature verification. It also provides legal evidence when dispute occurs.
Advisor Committee none - advisor
none - co-chair
none - co-chair
Files Date of Defense 2014-06-27 Date of Submission 2014-07-09